Vermont Closing Costs Calculator
Estimate closing costs for buying a home in Vermont. Average closing costs run 1.6% of the purchase price (about $6K on the median home).
Vermont: Avg closing costs 1.6% of price. Transfer tax: 1.45%.
Lender Fees
$3,161
origination, underwriting
Third-Party
$3,350
appraisal, title, inspection
Government Fees
$5,510
transfer taxes, recording
Prepaids + Escrow
$5,807
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,736
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,200
Recording Fee$150
Transfer Tax$5,510
Prepaid Taxes (3 mo)$1,805
Prepaid Insurance (12 mo)$1,100
Prepaid Interest (15 days)$914
Escrow Reserves$1,988
Total Closing Costs$17,828
Vermont Housing at a Glance
Median Home Price
$380K
Vermont statewide
Property Tax Rate
1.9%
$602/mo on median
Avg Closing Costs
$6K
1.6% of purchase price
Homeowners Insurance
$1,100/yr
$92/mo
Vermont First-Time Buyer Program
VHFA MOVE Mortgage
Down payment assistance: $5K–$15K DPA