Vermont Affordability Calculator
Find out how much house you can afford in Vermont, where the median home price is $380K and the average property tax rate is 1.9%.
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Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985
Vermont Housing at a Glance
Median Home Price
$380K
Vermont statewide
Property Tax Rate
1.9%
$602/mo on median
Avg Closing Costs
$6K
1.6% of purchase price
Homeowners Insurance
$1,100/yr
$92/mo
Vermont First-Time Buyer Program
VHFA MOVE Mortgage
Down payment assistance: $5K–$15K DPA