South Dakota Mortgage Calculator
Estimate your monthly mortgage payment in South Dakota based on the state median home price of $295K, a 1.22% property tax rate, and $2K/year homeowners insurance.
$59,000
SD avg
Principal & Interest
$1,492
per month
Taxes & Insurance
$492
per month
Total Interest Paid
$301K
over 30 years
Total Loan Cost
$537K
all payments
Payment Breakdown
Loan Amount$236,000
Principal & Interest$1,492
Property Taxes$300
Homeowners Insurance$192
Total Monthly PITI$1,984
South Dakota Housing at a Glance
Median Home Price
$295K
South Dakota statewide
Property Tax Rate
1.22%
$300/mo on median
Avg Closing Costs
$2K
0.7% of purchase price
Homeowners Insurance
$2,300/yr
$192/mo
South Dakota First-Time Buyer Program
SDHDA First-Time Homebuyer
Down payment assistance: Fixed-rate FTB loans