South Carolina Affordability Calculator
Find out how much house you can afford in South Carolina, where the median home price is $305K and the average property tax rate is 0.57%.
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Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985
South Carolina Housing at a Glance
Median Home Price
$305K
South Carolina statewide
Property Tax Rate
0.57%
$145/mo on median
Avg Closing Costs
$4K
1.3% of purchase price
Homeowners Insurance
$2,600/yr
$217/mo
South Carolina First-Time Buyer Program
SC Housing Palmetto Home
Down payment assistance: Up to $8,000 forgivable