Pennsylvania Closing Costs Calculator
Estimate closing costs for buying a home in Pennsylvania. Average closing costs run 1.7% of the purchase price (about $5K on the median home).
Pennsylvania: Avg closing costs 1.7% of price. Transfer tax: 2%.
Lender Fees
$2,441
origination, underwriting
Third-Party
$2,850
appraisal, title, inspection
Government Fees
$5,600
transfer taxes, recording
Prepaids + Escrow
$4,210
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,016
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,700
Recording Fee$150
Transfer Tax$5,600
Prepaid Taxes (3 mo)$952
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$673
Escrow Reserves$1,185
Total Closing Costs$15,101
Pennsylvania Housing at a Glance
Median Home Price
$280K
Pennsylvania statewide
Property Tax Rate
1.36%
$317/mo on median
Avg Closing Costs
$5K
1.7% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
Pennsylvania First-Time Buyer Program
PHFA Keystone Advantage
Down payment assistance: Up to $6,000 DPA