Mortgage payment estimates, closing cost breakdowns, and homebuying data for Sioux City, Iowa.
Pre-filled with Sioux City median home price and Iowa tax/insurance rates. Adjust for your property.
Estimated closing costs based on Iowa rates and fees applied to Sioux City prices.
The median home price in Sioux City is $165,000, 21% below the Iowa state median of $210,000. With a population of 85,797, Sioux City is a smaller market where home prices tend to be more accessible than in many parts of Iowa.
Property taxes in Iowa average 1.52% annually. This higher-than-average tax rate means a $165,000 home in Sioux City would carry roughly $209/month in property taxes alone — plan accordingly. Homeowners insurance in Iowa runs approximately $1,800 per year. This is within the normal range nationally.
Average rent in Sioux City is $850/month. The price-to-rent ratio in Sioux City is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Sioux City offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Iowa's IFA FirstHome program.