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Mortgage Calculator &
Closing Costs: Davenport, IA

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Davenport, Iowa.

Median Home Price
$155K
Population
102K
Avg Monthly Rent
$880
Property Tax Rate
1.52%
Davenport vs Iowa Median
The median home price in Davenport is $155,000, which is 26% below the Iowa state median of $210,000.

Mortgage Calculator — Davenport, IA

Pre-filled with Davenport median home price and Iowa tax/insurance rates. Adjust for your property.

$
$31,000
%
%
years
IA avg
%
$
Monthly Payment (PITI)
$1,130
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$784
per month
Taxes & Insurance
$346
per month
Total Interest Paid
$158K
over 30 years
Total Loan Cost
$282K
all payments
Payment Breakdown
Loan Amount$124,000
Principal & Interest$784
Property Taxes$196
Homeowners Insurance$150
Total Monthly PITI$1,130

Closing Costs — Davenport, IA

Estimated closing costs based on Iowa rates and fees applied to Davenport prices.

$
%
Iowa: Avg closing costs 1.0% of price. Transfer tax: 0.16%.
Estimated Closing Costs
$7,665
4.9% of purchase price
Lender Fees
$1,541
origination, underwriting
Third-Party
$2,225
appraisal, title, inspection
Government Fees
$248
transfer taxes, recording
Prepaids + Escrow
$3,651
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,116
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,075
Recording Fee$150
Transfer Tax$248
Prepaid Taxes (3 mo)$589
Prepaid Insurance (12 mo)$1,800
Prepaid Interest (15 days)$373
Escrow Reserves$889
Total Closing Costs$7,665

Buying a Home in Davenport, Iowa

The median home price in Davenport is $155,000, 26% below the Iowa state median of $210,000. With a population of 101,724, Davenport is a mid-size city where home prices tend to be more accessible than in many parts of Iowa.

Property taxes in Iowa average 1.52% annually. This higher-than-average tax rate means a $155,000 home in Davenport would carry roughly $196/month in property taxes alone — plan accordingly. Homeowners insurance in Iowa runs approximately $1,800 per year. This is within the normal range nationally.

Average rent in Davenport is $880/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Davenport over the long term.

Davenport offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Iowa's IFA FirstHome program.

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