Idaho Closing Costs Calculator
Estimate closing costs for buying a home in Idaho. Average closing costs run 1.5% of the purchase price (about $6K on the median home).
Idaho: Avg closing costs 1.5% of price. Transfer tax: 0%.
Lender Fees
$3,449
origination, underwriting
Third-Party
$3,550
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$4,199
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,024
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,400
Recording Fee$150
Prepaid Taxes (3 mo)$662
Prepaid Insurance (12 mo)$1,600
Prepaid Interest (15 days)$1,010
Escrow Reserves$928
Total Closing Costs$11,198
Idaho Housing at a Glance
Median Home Price
$420K
Idaho statewide
Property Tax Rate
0.63%
$221/mo on median
Avg Closing Costs
$6K
1.5% of purchase price
Homeowners Insurance
$1,600/yr
$133/mo
Idaho First-Time Buyer Program
Idaho Housing DPA
Down payment assistance: Up to 7% second mortgage