Mortgage payment estimates, closing cost breakdowns, and homebuying data for Hartford, Connecticut.
Pre-filled with Hartford median home price and Connecticut tax/insurance rates. Adjust for your property.
Estimated closing costs based on Connecticut rates and fees applied to Hartford prices.
The median home price in Hartford is $215,000, 47% below the Connecticut state median of $405,000. With a population of 121,054, Hartford is a mid-size city where home prices tend to be more accessible than in many parts of Connecticut.
Property taxes in Connecticut average 2.15% annually. This higher-than-average tax rate means a $215,000 home in Hartford would carry roughly $385/month in property taxes alone — plan accordingly. Homeowners insurance in Connecticut runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Hartford is $1,280/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Hartford over the long term.
Hartford offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Connecticut's CHFA Homebuyer Mortgage program.