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Mortgage Calculator &
Closing Costs: Bridgeport, CT

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bridgeport, Connecticut.

Median Home Price
$325K
Population
149K
Avg Monthly Rent
$1,550
Property Tax Rate
2.15%
Bridgeport vs Connecticut Median
The median home price in Bridgeport is $325,000, which is 20% below the Connecticut state median of $405,000.

Mortgage Calculator — Bridgeport, CT

Pre-filled with Bridgeport median home price and Connecticut tax/insurance rates. Adjust for your property.

$
$65,000
%
%
years
CT avg
%
$
Monthly Payment (PITI)
$2,401
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,643
per month
Taxes & Insurance
$757
per month
Total Interest Paid
$332K
over 30 years
Total Loan Cost
$592K
all payments
Payment Breakdown
Loan Amount$260,000
Principal & Interest$1,643
Property Taxes$582
Homeowners Insurance$175
Total Monthly PITI$2,401

Closing Costs — Bridgeport, CT

Estimated closing costs based on Connecticut rates and fees applied to Bridgeport prices.

$
%
Connecticut: Avg closing costs 2.1% of price. Transfer tax: 1.25%.
Estimated Closing Costs
$16,628
5.1% of purchase price
Lender Fees
$2,765
origination, underwriting
Third-Party
$3,075
appraisal, title, inspection
Government Fees
$4,063
transfer taxes, recording
Prepaids + Escrow
$6,725
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,340
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,925
Recording Fee$150
Transfer Tax$4,063
Prepaid Taxes (3 mo)$1,747
Prepaid Insurance (12 mo)$2,100
Prepaid Interest (15 days)$781
Escrow Reserves$2,097
Total Closing Costs$16,628

Buying a Home in Bridgeport, Connecticut

The median home price in Bridgeport is $325,000, 20% below the Connecticut state median of $405,000. With a population of 148,529, Bridgeport is a mid-size city where home prices tend to be more accessible than in many parts of Connecticut.

Property taxes in Connecticut average 2.15% annually. This higher-than-average tax rate means a $325,000 home in Bridgeport would carry roughly $582/month in property taxes alone — plan accordingly. Homeowners insurance in Connecticut runs approximately $2,100 per year. This is within the normal range nationally.

Average rent in Bridgeport is $1,550/month. The price-to-rent ratio in Bridgeport is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Bridgeport presents moderate affordability. The $325K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

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Compare total costs of renting vs buying in Bridgeport.
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