West Virginia Affordability Calculator
Find out how much house you can afford in West Virginia, where the median home price is $155K and the average property tax rate is 0.58%.
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Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985
West Virginia Housing at a Glance
Median Home Price
$155K
West Virginia statewide
Property Tax Rate
0.58%
$75/mo on median
Avg Closing Costs
$2K
1.5% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
West Virginia First-Time Buyer Program
WVHDF Homeownership Program
Down payment assistance: Up to $7,500 DPA