Virginia Mortgage Calculator
Estimate your monthly mortgage payment in Virginia based on the state median home price of $400K, a 0.82% property tax rate, and $2K/year homeowners insurance.
$80,000
VA avg
Principal & Interest
$2,023
per month
Taxes & Insurance
$415
per month
Total Interest Paid
$408K
over 30 years
Total Loan Cost
$728K
all payments
Payment Breakdown
Loan Amount$320,000
Principal & Interest$2,023
Property Taxes$273
Homeowners Insurance$142
Total Monthly PITI$2,438
Virginia Housing at a Glance
Median Home Price
$400K
Virginia statewide
Property Tax Rate
0.82%
$273/mo on median
Avg Closing Costs
$6K
1.5% of purchase price
Homeowners Insurance
$1,700/yr
$142/mo
Virginia First-Time Buyer Program
Virginia Housing DPA Grant
Down payment assistance: Up to 2.5% grant