Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bend, Oregon.
Pre-filled with Bend median home price and Oregon tax/insurance rates. Adjust for your property.
Estimated closing costs based on Oregon rates and fees applied to Bend prices.
The median home price in Bend is $650,000, 35% above the Oregon state median of $480,000. With a population of 102,059, Bend is a mid-size city where home prices reflect strong demand and local economic factors.
Property taxes in Oregon average 0.93% annually. This moderate property tax rate means a $650,000 home in Bend would carry roughly $504/month in property taxes. Homeowners insurance in Oregon runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Bend is $1,950/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Bend is a higher-cost market. At $650K median, buyers need significant savings or strong income. Down payment assistance through Oregon's OHCS Oregon Bond program becomes especially important.