Ohio Closing Costs Calculator
Estimate closing costs for buying a home in Ohio. Average closing costs run 1.4% of the purchase price (about $3K on the median home).
Ohio: Avg closing costs 1.4% of price. Transfer tax: 0.4%.
Lender Fees
$1,973
origination, underwriting
Third-Party
$2,525
appraisal, title, inspection
Government Fees
$860
transfer taxes, recording
Prepaids + Escrow
$3,827
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,548
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,375
Recording Fee$150
Transfer Tax$860
Prepaid Taxes (3 mo)$839
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$517
Escrow Reserves$1,072
Total Closing Costs$9,185
Ohio Housing at a Glance
Median Home Price
$215K
Ohio statewide
Property Tax Rate
1.56%
$280/mo on median
Avg Closing Costs
$3K
1.4% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
Ohio First-Time Buyer Program
OHFA Grants for Grads
Down payment assistance: 2.5% or 5% DPA