North Carolina Mortgage Calculator
Estimate your monthly mortgage payment in North Carolina based on the state median home price of $340K, a 0.78% property tax rate, and $2K/year homeowners insurance.
$68,000
NC avg
Principal & Interest
$1,719
per month
Taxes & Insurance
$413
per month
Total Interest Paid
$347K
over 30 years
Total Loan Cost
$619K
all payments
Payment Breakdown
Loan Amount$272,000
Principal & Interest$1,719
Property Taxes$221
Homeowners Insurance$192
Total Monthly PITI$2,132
North Carolina Housing at a Glance
Median Home Price
$340K
North Carolina statewide
Property Tax Rate
0.78%
$221/mo on median
Avg Closing Costs
$5K
1.4% of purchase price
Homeowners Insurance
$2,300/yr
$192/mo
North Carolina First-Time Buyer Program
NC Home Advantage Mortgage
Down payment assistance: Up to 5% DPA