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Mortgage Calculator &
Closing Costs: Greensboro, NC

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Greensboro, North Carolina.

Median Home Price
$265K
Population
299K
Avg Monthly Rent
$1,180
Property Tax Rate
0.78%
Greensboro vs North Carolina Median
The median home price in Greensboro is $265,000, which is 22% below the North Carolina state median of $340,000.

Mortgage Calculator — Greensboro, NC

Pre-filled with Greensboro median home price and North Carolina tax/insurance rates. Adjust for your property.

$
$53,000
%
%
years
NC avg
%
$
Monthly Payment (PITI)
$1,704
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,340
per month
Taxes & Insurance
$364
per month
Total Interest Paid
$270K
over 30 years
Total Loan Cost
$482K
all payments
Payment Breakdown
Loan Amount$212,000
Principal & Interest$1,340
Property Taxes$172
Homeowners Insurance$192
Total Monthly PITI$1,704

Closing Costs — Greensboro, NC

Estimated closing costs based on North Carolina rates and fees applied to Greensboro prices.

$
%
North Carolina: Avg closing costs 1.4% of price. Transfer tax: 0.2%.
Estimated Closing Costs
$9,992
3.8% of purchase price
Lender Fees
$2,333
origination, underwriting
Third-Party
$2,775
appraisal, title, inspection
Government Fees
$530
transfer taxes, recording
Prepaids + Escrow
$4,354
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,908
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,625
Recording Fee$150
Transfer Tax$530
Prepaid Taxes (3 mo)$517
Prepaid Insurance (12 mo)$2,300
Prepaid Interest (15 days)$637
Escrow Reserves$900
Total Closing Costs$9,992

Buying a Home in Greensboro, North Carolina

The median home price in Greensboro is $265,000, 22% below the North Carolina state median of $340,000. With a population of 299,035, Greensboro is a mid-size city where home prices tend to be more accessible than in many parts of North Carolina.

Property taxes in North Carolina average 0.78% annually. This moderate property tax rate means a $265,000 home in Greensboro would carry roughly $172/month in property taxes. Homeowners insurance in North Carolina runs approximately $2,300 per year. This is within the normal range nationally.

Average rent in Greensboro is $1,180/month. The price-to-rent ratio in Greensboro is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Greensboro presents moderate affordability. The $265K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

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