Kentucky Affordability Calculator
Find out how much house you can afford in Kentucky, where the median home price is $210K and the average property tax rate is 0.83%.
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Conservative Target
$249K
15% below max
Max Monthly Housing
$1,983
28% of gross
Your DTI Ratio
33.6%
Within guidelines
Down Payment
17.1%
$50,000 saved
Budget Breakdown
Gross Monthly Income$7,083
28% Housing Limit$1,983
Existing Debts−$400
Available for Housing$1,983
Max Loan Amount$242,985
+ Down Payment+$50,000
Max Purchase Price$292,985
Kentucky Housing at a Glance
Median Home Price
$210K
Kentucky statewide
Property Tax Rate
0.83%
$145/mo on median
Avg Closing Costs
$3K
1.4% of purchase price
Homeowners Insurance
$2,400/yr
$200/mo
Kentucky First-Time Buyer Program
KHC Regular DAP
Down payment assistance: Up to $6,000 repayable loan