How your housing costs change when you relocate. Based on 2026 data with 10% down, 6.5% rate, 30-year fixed.
Your housing costs will increase by approximately $475 per month ($5,700/year) when you move from Vermont to New Hampshire.
If you sell your median-priced Vermont home ($380K) and buy in New Hampshire ($430K):
Your Vermont equity covers the 20% down payment on a median New Hampshire home with $28K left over. That surplus can cover closing costs, moving expenses, or go into savings.
Over 10 years, this move costs you approximately $57K in housing costs alone.
Housing costs more in New Hampshire. The median home is 12% higher than in Vermont — a $50K jump. You may need to adjust your expectations on square footage or location, or come with a larger down payment to keep your monthly costs manageable.
When you buy in New Hampshire, expect about $7K in closing costs (1.6% of purchase price). This includes a 1.5% transfer tax. Budget for this amount on top of your down payment.
New Hampshire's NHHFA Home Flex Plus offers Up to $20,000 DPA. If you haven't owned a home in three years (or are buying in New Hampshire for the first time), you may qualify. Check eligibility requirements and income limits on New Hampshire's housing finance agency website.