How your housing costs change when you relocate. Based on 2026 data with 10% down, 6.5% rate, 30-year fixed.
Your housing costs will decrease by approximately $230 per month ($2,760/year) when you move from Nevada to Arizona.
If you sell your median-priced Nevada home ($425K) and buy in Arizona ($380K):
Your Nevada equity covers the 20% down payment on a median Arizona home with $52K left over. That surplus can cover closing costs, moving expenses, or go into savings.
Over 10 years, this move saves you approximately $28K in housing costs alone.
Your dollar stretches further in Arizona. The median home costs 11% less than in Nevada, which translates to a $45K difference in purchase price. This means a smaller loan, a lower monthly payment, and less total interest paid over the life of your mortgage.
When you buy in Arizona, expect about $6K in closing costs (1.6% of purchase price). Arizona has no transfer tax, which helps keep your upfront costs lower. Budget for this amount on top of your down payment.
Arizona's Home Plus AZ offers Up to 5% DPA grant. If you haven't owned a home in three years (or are buying in Arizona for the first time), you may qualify. Check eligibility requirements and income limits on Arizona's housing finance agency website.