How your housing costs change when you relocate. Based on 2026 data with 10% down, 6.5% rate, 30-year fixed.
Your housing costs will increase by approximately $863 per month ($10,356/year) when you move from Maine to New Hampshire.
If you sell your median-priced Maine home ($350K) and buy in New Hampshire ($430K):
Your Maine equity covers the 20% down payment on a median New Hampshire home with $19K left over. That surplus can cover closing costs, moving expenses, or go into savings.
Over 10 years, this move costs you approximately $104K in housing costs alone.
Housing costs more in New Hampshire. The median home is 19% higher than in Maine — a $80K jump. You may need to adjust your expectations on square footage or location, or come with a larger down payment to keep your monthly costs manageable.
Watch out for New Hampshire's 2.09% property tax rate — that's $4,437 more per year than you're used to in Maine (1.3%). Property taxes are often the hidden cost that surprises relocating buyers.
When you buy in New Hampshire, expect about $7K in closing costs (1.6% of purchase price). This includes a 1.5% transfer tax. Budget for this amount on top of your down payment.
New Hampshire's NHHFA Home Flex Plus offers Up to $20,000 DPA. If you haven't owned a home in three years (or are buying in New Hampshire for the first time), you may qualify. Check eligibility requirements and income limits on New Hampshire's housing finance agency website.